TERMS AND CONDITIONS

Thank you for visiting our website (the Site). The Site is operated by Dusk Fundholm (we, us). Contact: [email protected]. By accessing the Site or using our services (Services), you agree to these Terms and our Privacy Policy. If you do not agree, please stop using the Site. We may update these Terms by posting new versions; continued use after changes means you accept them.

NO INVESTMENT ADVICE

All content provides general information only and is not personalised financial or investment guidance. Always obtain independent professional advice before making any investment decisions.

PRODUCTS, THIRD PARTIES, AND LINKS

Any references to products, platforms or external links may originate from third parties. Links are supplied for convenience; we do not control or endorse third-party websites and accept no responsibility for their content or policies. Nothing on the Site constitutes an offer or recommendation to buy or sell any financial product.

ELIGIBILITY AND ACCEPTABLE USE

You must be at least 18 years old and legally able to form binding contracts. You must not misuse the Site (including illegal actions, introducing malware, harassment, unauthorised scraping, or attempts to bypass security). We reserve the right to suspend access if violations or security risks are detected.

INTELLECTUAL PROPERTY

All Site content belongs to us or our licensors and is protected by law. You are granted a limited, non-exclusive licence to view it for personal, non-commercial purposes only. Copying, redistributing or reverse-engineering is prohibited except where law expressly allows.

DISCLAIMERS AND LIMITATION OF LIABILITY

To the fullest extent permitted by law, the Site and Services are provided on an 'as is' basis without any warranties. We are not liable for indirect or consequential losses arising from your use of or reliance on the information here. Where liability cannot be fully excluded, it is capped at £100 or the total amount you paid us in the previous three months, whichever is higher, unless law requires otherwise.

PRIVACY AND DATA PROTECTION

Personal data is handled according to our Privacy Policy. Where we process data under GDPR or equivalent laws, we apply suitable technical and organisational measures and support rights requests as required by our role and applicable regulations.

GOVERNING LAW AND CONTACT

These Terms are governed by the law set out in our main disclosures. For any questions, please contact [email protected].